Lease financing for office technology
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Bespoke financing for office technology.
Helping dealers close more deals.Elm City Capital provides lease financing for office technology dealers and the businesses, schools, and public agencies they serve.
What we finance
Copiers, printers, and MFPs
Audio-visual and collaboration
Phone and communications systems
Computers and IT hardware
Office furniture
Software and services
The three structures behind most leases.
See all lease programsFair market value lease
The lowest monthly payment
- The payment covers
- Use of the equipment over the term
- At the end of the term
- Return it, renew, upgrade to new equipment, or buy it at fair market value
- A good fit when
- The customer expects to refresh technology on a regular cycle
$1 buyout lease
Ownership at the end
- The payment covers
- The full cost of the equipment, spread over the term
- At the end of the term
- The customer owns the equipment for $1
- A good fit when
- The customer wants to keep the equipment for the long run
Service-inclusive lease
One payment for the whole solution
- The payment covers
- Equipment plus the service, supplies, software, or installation sold with it
- At the end of the term
- Options follow the underlying lease structure
- A good fit when
- The customer wants one predictable bill instead of several
The backing of major institutions. The judgment of a boutique.
We finance office technology and nothing else, so the people structuring your deal already understand the equipment, the services, and how dealers sell.
About Elm City CapitalAlready leasing with us?
Have your lease or account number handy. You’ll find it on your invoice or lease agreement.